EPM

What you get

Niryat Protsahan (finance): 2.75% interest subvention on pre- and post-shipment rupee export credit for products on a positive list, capped at ₹50 lakh per IEC for FY 2025–26; collateral guarantee through CGTMSE up to 85% for micro and small and 65% for medium exporters; 2.75% subvention on export factoring (cap ₹50 lakh per MSME a year); e-commerce export credit. Niryat Disha (non-finance): TRACE refunds 60% (75% on the priority list) of testing and certification costs up to ₹25 lakh per IEC a year; LIFT refunds up to 30% of freight for low-export districts up to ₹20 lakh per IEC a year; Market Access Support for fairs and buyer-seller meets; FLOW for overseas warehousing; INSIGHT for trade intelligence and district facilitation.

Who can use it

Mainly MSME exporters, first-time exporters and labour-intensive sectors. Each intervention has its own rules and a positive list of products.

How to claim it

1. For interest subvention, file an Intent-to-Claim on dgft.gov.in to get a Unique Identification Number; your bank then files the claim.
2. For TRACE, LIFT and other Niryat Disha refunds, apply on the DGFT EPM module with bills and proof of export.
3. For trade fairs and delegations, watch the event calendar and apply on trade.gov.in.

Watch out for

• Interest subvention covers only HS lines on the positive list, and rates are reviewed every March and September.
• The older Interest Equalisation Scheme and Market Access Initiative have been folded into this mission — do not apply under the old names.
• Caps and lists can change each year; check the current guidelines on DGFT before you count on the money.